Dental Discount Plans Vs Dental Insurance

Invisalign in Dubai : Dental Discount Plans Vs Dental Insurance. Invisible braces Dubai cost and cheapest Invisalign Dubai UAE. Invisalign® straightens your teeth without wires and brackets, using a series of clear, customized, removable appliances called aligners. It’s virtually undetectable, which means hardly anyone will know that you’re straightening your teeth.

News flash – not all “dental plans” are created equal. If you are searching Google for “dental plans” you will see two options – “discount dental plans” and “dental insurance.” While some use the phrases intermittently, there is a stark difference between discount dental plans and dental insurance. Here we’ve simplified both, making your decision easier for the type of dental coverage most suitable for you and your family.

Dental insurance has a similar pay format to health insurance, in that you pay a monthly premium for insurance benefits that cover a portion of your billed charges, depending on your plan and deductible//coinsurance options. Many times two dental exams are covered per year, and with some plans a copay is required. The copay goes towards a lifetime deductible. Coinsurance rates are determined by the type of plan you have. The insurance provider will share the cost of services rendered until you’ve met your annual out-of-pocket maximum.

For example, in Secure DentalOne’s ClassicOne dental insurance coverage, the monthly premium rate is about $X for a single person. There is no office copay and a lifetime deductible of $100. For preventive and diagnostic care, the coinsurance rate is 80 percent. For basic and major care the coinsurance rate is 50 percent. The annual calendar-year maximum is $750. If you’ve paid $750, the insurance provider will pay the rest of the claim for that year.

A discount dental plan is a program that offers discounts on select dental services. While appearing to cost less than dental insurance, in some cases, it could end up costing patients more because there is no calendar-year maximum and discounts are anywhere from 25 percent to 50 percent off select services.

In a discount dental plan, an individual or family pays an annual joining fee and from there they will receive discounts on dental services. For example, if a routine biannual check-up costs $57 dollars, a person on a discount dental plan will have to pay $24. Keep in mind, during these check-ups dentists recommend X-rays, which are not included in the routine checkup price of $24. Full-mouth X-rays, around $141, would cost about $65 on a dental plan, making the price around $90 for a checkup.

With a dental insurance plan such as Secure DentalOne’s ClassicOne, the biannual check-up would cost $11.40 (insurance would pay 80 percent of the cost), and the diagnostic care full-mouth X-rays would cost around $28.

In a dental discount plan, you will receive a discount on services rendered. So in addition to the joining fee, if for instance you need a root canal, and receive 50 percent off on root canals, which is $800, you will still pay $400.

Dental insurance may be a more financially viable option for those who are concerned about potential dental services or if dental services are needed. After the deductible is met, a family will pay a percentage of the cost until their out-of-pocket calendar-year maximum is met.

What is Invisalign? Invisalign is the most recent teeth straightening appliance to be placed on the market and has quickly become the most popular type of braces. One of the primary advantages found with these braces is that they are completely clear and are practically invisible to the naked eye when worn. This provides patients with the means of keeping their beautiful smile even when wearing braces. These braces also work somewhat differently than standard braces, as metal braces are a permanent solution that are only removed once the teeth have moved completely to their desired position, while these clear braces can actually be removed for brushing, flossing and eating.

This is due to the fact that this option makes use of a set of aligners that are placed on the lower and upper portions of the teeth. These aligner trays are comprised entirely of clear plastic and are worn for incremental periods of time until they are switched out for new ones. When considering these braces for your teeth straightening needs, there are a lot of factors that go into the decision making process, including costs, how long they will need to be worn for and the pros and cons of selecting clear braces as opposed to metal ones. Though these aligners are removable at any time, they are meant to be worn for at least 20 hours every day. This specific product was created by Align Technology and placed on the market in 1999.

What Do Invisalign Braces Cost? Are you considering Invisalign braces? Invisalign is a type of orthodontic treatment that helps to straighten teeth without the use of the typical metal braces. Invisalign has quickly revolutionized the orthodontics world. Now patients have a different option besides ugly metal brackets. Invisalign involves wearing a series of custom-made clear plastic aligners that help shift your teeth into the proper position. Patients who would have never considered braces before are now giving Invisalign a shot. For many people, though, the choice comes down to cost. How much do Invisalign braces cost? Are they worth the money, or are you better off going the traditional route?

The typical price of Invisalign braces is usually a bit higher than regular braces. The average cost, according to the manufacturer, is between $3,500 and $8,000. Your dentist or orthodontist can give you a better estimate of the price. The factors that come into play are the extent of the alignment your teeth require and how many aligners you need throughout the treatment. The typical cost of regular braces varies widely, but is usually in the range of $2,500 to $6,000. Again, the cost varies on a case-by-case basis, depending on your individual needs, and should be discussed with your dentist. Most dental insurance plans cover Invisalign just as they would regular braces, but check with the insurance company first to determine the extent of their coverage.

What Do Invisalign Braces Cost? In the end, it is up to you and your orthodontist to decide which is the best treatment for your individual case. The average Invisalign price is not that much higher than regular braces and the unique advantages Invisalign offers – like being able to take the aligners out to eat and brush your teeth – often outweigh the slight difference in price. If cost is a big concern for you, talk to your dentist about payment options. Many providers will offer flexible monthly payment plans to spread out the Invisalign braces cost over a longer period.

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