Does Dental Insurance Cover the Cost of Dental Implants? Dental implant insurance is designed to cover the cost of having dental implants put into your mouth to replace teeth that have been lost due to an accident or tooth decay. When you lose a permanent, adult tooth, there is not very much that can be done to replace it, leaving you with the option of going on in life missing the tooth or waiting until you can have a set of false teeth made for you. Sometimes your teeth can be reattached if it is knocked out due to an accident and caught in enough time by the dentist. More often than not the tooth is gone.
A dental implant is a fake tooth root that is attached to your mouth and then covered with a false tooth or attached to a bridge if there is more than one. They do not rely on your other teeth for support as they are actually ‘implanted’ into the gums and bone of your jaw, giving you a natural look and feel. Once your mouth has healed from the procedure, you will forget that the new tooth isn’t the one you grew up with. Dental implants are an alternative to bridges and dentures, but they are expensive.
If you are considering dental implants to replace teeth that you have lost you had better check with your current dental insurance provider to see if any of the procedure is covered. Not all insurance plans will cover this procedure as it is usually considered cosmetic. However, some plans do offer an additional dental implant insurance rider that will cost you extra money each month. If your teeth are important to you, you should check to see if you are eligible for this coverage and if your provider offers it. Otherwise you are looking at a considerable amount of money coming out of your pocket.